Don’t Miss Out! How to Use IRS Free File to Claim Big Tax Credits in 2025

As tax season rolls around, millions of Americans are looking for ways to maximize their refunds without spending a dime on tax preparation. The IRS Free File program offers just that a no-cost, hassle-free solution for filing your taxes while ensuring you get every credit you deserve.

Here’s a step-by-step guide to using IRS Free File in 2025 and what you need to know about claiming valuable credits like the Earned Income Tax Credit (EITC) and the Child Tax Credit (CTC).

What Is IRS Free File?

IRS Free File is a free, online tax filing service available to most taxpayers. It’s made possible through a partnership between the IRS and leading tax software companies. The service has two options tailored to different needs:

1. Guided Tax Preparation Software
   If your Adjusted Gross Income (AGI) is $84,000 or less, you qualify for free, guided tax preparation software. These programs walk you through the entire tax filing process, ensuring you fill out everything correctly and apply all eligible credits.
2. Free File Fillable Forms
   For those earning over $84,000 or who prefer a DIY approach, the IRS also offers fillable electronic forms. While this option doesn’t provide guided assistance, it’s a great way to file your taxes for free if you’re comfortable doing so on your own.

Why It Matters: Key Tax Credits to Claim

Using IRS Free File isn’t just about convenience; it’s a way to ensure you don’t leave money on the table. Some of the most valuable credits to claim include:

• Earned Income Tax Credit (EITC)
  This credit benefits working individuals and families with low to moderate incomes. If you earned less than $66,819 in 2024, you might qualify. The IRS’s EITC Assistant can help you check your eligibility.
• Child Tax Credit (CTC)
  Families with qualifying children can reduce their tax bill significantly with this credit. Your eligibility and the credit amount depend on your income and number of dependents.

How to Get Started with IRS Free File

Getting started is simple. Here’s what you need to do:

1. Visit the IRS Free File Website
   Go to the IRS Free File page on their website to see all available options.
2. Pick the Right Option for You
   Choose guided software if you qualify based on income. For those with higher earnings, the fillable forms are your best bet.
3. Follow the Steps to File
   Guided software will take you step-by-step through your tax return, helping you claim every deduction and credit. Once complete, you can file electronically at no cost.
4. File Early
   IRS Free File opens on January 10, 2025, ahead of the official tax season. You can prepare your return early, though the IRS won’t begin processing until later in the month.

Mark Your Calendar

• January 10, 2025: IRS Free File opens for early preparation.
• January 27, 2025: Free File Fillable Forms become available.

Additional Resources

To make the most of your filing experience, the IRS provides several tools to assist you:

• The EITC Assistant helps you determine if you’re eligible for the Earned Income Tax Credit.
• The IRS Free File Lookup Tool helps you find the best free filing option based on your situation.

The Bottom Line

IRS Free File is a game-changer for taxpayers. It’s free, secure, and ensures you get every credit you’re entitled to. Don’t wait, start preparing your return early and keep more of your hard-earned money in your pocket this tax season.