When Will Your $4,873 Social Security Check Arrive? Key Dates for Birthdates 11–20

Social Security recipients with birthdates between the 11th and 20th of the month can expect their December 2025 payment soon. According to the Social Security Administration (SSA), payments of up to $4,873 will be deposited on Wednesday, December 17, 2025.

This end-of-year payment is especially significant for those relying on Social Security as a primary income source.

Who Receives the Maximum $4,873 Payment?

The $4,873 maximum monthly benefit is reserved for individuals who meet specific criteria:

• Delayed Retirement Credits: Those who delayed claiming benefits until age 70 qualify for the highest payouts.
• Consistent High Earnings: Beneficiaries must have consistently earned at or above the taxable income cap during their working years.
• Full Retirement Age (FRA): Recipients who reached FRA (currently 67 for individuals born in 1960 or later) and have fully maximized their contributions.

While this is the highest possible benefit, most recipients receive less. The average monthly Social Security payment as of 2025 is approximately $1,894.

December 2025 Payment Schedule

Social Security payments are distributed based on your birthdate:

• Birthdates 1–10: Payments were issued on Wednesday, December 10, 2025.
• Birthdates 11–20: Payments are scheduled for Wednesday, December 17, 2025.
• Birthdates 21–31: Payments will arrive on Wednesday, December 24, 2025.

If the payment date falls on a federal holiday, the SSA ensures the deposit is made on the prior business day.

How to Confirm Your Payment

Recipients can check their deposit details using the following steps:

• Online: Log in to your My Social Security account to verify your scheduled payment and benefit amount.
• Bank Account: Monitor your bank statement or app for the deposit on the expected date.
• Contact SSA: If there’s a delay, you can reach the Social Security Administration at 1-800-772-1213 for assistance.

What to Do If Your Payment Is Late

If your payment does not appear by December 20, the SSA advises waiting at least three business days before contacting them. Delays are rare but may occur due to bank processing times or other issues.

What This Means for Recipients

For those relying on Social Security, this payment offers a chance to close out the year on a stable financial note. Whether it’s covering essentials, holiday expenses, or saving for the new year, knowing your payment schedule helps you plan better.

Mark your calendar for December 17, 2025, and ensure you’ve taken steps to verify your benefit details. Social Security remains a critical lifeline for millions of Americans, and staying informed helps you make the most of your benefits.