IRS Is Sending $1,400 Stimulus Checks in 2025—Are You Eligible?

If you’re wondering whether you could be one of the lucky Americans getting a $1,400 stimulus check this year, here’s what you need to know. The IRS has started sending out these payments to roughly one million people, specifically those who didn’t claim the Recovery Rebate Credit on their 2021 tax returns. These payments are automatic, so if you qualify, you could see the funds in your account soon.

Why Are People Receiving $1,400 Checks in 2025?

This isn’t a new stimulus program. Instead, the IRS is catching up with taxpayers who missed out on the third round of Economic Impact Payments from the 2021 stimulus package. The IRS found that many people who were eligible either didn’t claim the Recovery Rebate Credit on their 2021 tax return or entered incorrect amounts, so they’re making things right with these automatic payments.

Who Is Eligible for the $1,400 Stimulus Check?

You’re eligible if:

• You filed a 2021 tax return but didn’t properly claim the Recovery Rebate Credit.
• Your income meets the criteria:
  • Single filers: AGI (adjusted gross income) less than $80,000
  • Heads of household: AGI less than $120,000
  • Married filing jointly: AGI less than $160,000
• You weren’t claimed as a dependent on someone else’s 2021 tax return.

The payment is $1,400 per person, with an extra $1,400 for each qualifying dependent you had in 2021.

When and How Will You Get the Payment?

Good news—you don’t need to take any action if you’re eligible. The IRS is sending the payments automatically via direct deposit or paper check. Most people should receive their payments by late January or early February 2025.

Didn’t File a 2021 Tax Return? There’s Still Time

If you didn’t file a tax return for 2021, you could still get the payment by filing your return before April 15, 2025. Even if you had no or minimal income, it’s worth filing to claim the money you’re owed through the Recovery Rebate Credit.

Watch for IRS Notifications

The IRS is sending letters to eligible taxpayers explaining the payment. Check your mail carefully to make sure you don’t miss important information.

Beware of Scams

If someone contacts you about “helping” you get your stimulus check, be cautious. The IRS will never ask for payment or personal details over the phone or email. Stick to official IRS communications to avoid scams.