Could You Qualify for $967 a Month? Find Out If You’re Eligible for SSI

By Rajwati On Feb 1, 2025 Share with new partner:

If you’re having trouble making ends meet, you might be eligible for monthly SSI (Supplemental Security Income) payments. In 2025, individuals can get up to $967 per month, and couples can receive up to $1,450. This extra money can help cover basic needs like rent, groceries, and medical expenses. Here’s a simple breakdown of what SSI is, who qualifies, and how to get started.

Who Can Get $967 Monthly from SSI?

SSI is meant for people who have limited income and resources. To qualify, you’ll need to meet a few requirements:

You’re 65 or Older, Blind, or Have a Disability:
- If you’re under 65, you must have a condition that prevents you from working or doing everyday activities.
You Don’t Earn Much Money:
- The program helps people who have low income. This includes any wages, Social Security checks, or other payments you receive. The income limits depend on where you live, but the goal is to help those who are struggling to pay for essentials.
You Have Limited Savings and Assets:
- To qualify, you can’t have more than $2,000 in savings if you’re single or $3,000 if you’re married. This includes money in bank accounts, stocks, or anything you could sell for cash.
- But don’t worry—your home and car usually don’t count toward this limit.
You Live in the U.S.:
- You must live in the 50 states, Washington, D.C., or the Northern Mariana Islands to qualify.
You’re a U.S. Citizen or a Qualifying Non-Citizen:
- Most U.S. citizens will qualify as long as they meet the other requirements. Some non-citizens may also qualify if they meet specific criteria, like having permanent resident status.

When Will You Get Paid?

SSI payments are usually sent out on the first of every month. But if the first falls on a weekend or holiday, you’ll get your payment early—on the last business day before the first.

For example:

If the first of the month is a Saturday, you’ll get your payment on Friday.
In January 2025, payments went out on December 31, 2024, because of the holiday schedule.

How Do You Apply for SSI?

If you think you qualify, it’s important to apply as soon as possible since you’ll only start getting payments once your application is approved. Here’s how to apply:

Online:
- Visit the Social Security Administration’s website to start the application process.
By Phone:
- Call the SSA at 1-800-772-1213 to schedule an appointment or get help with your application.
In Person:
- Visit your local Social Security office to apply directly and speak to someone who can assist you.

Be ready to provide information about your income, bank accounts, living situation, and—if you’re applying due to a disability—medical records that support your claim.

What Happens After You Apply?

Create an Online Account: Setting up a “my Social Security” account can help you track your application and stay updated on any changes.
Follow Up: If you haven’t heard back after applying, don’t hesitate to contact the SSA to check your status.
Don’t Give Up: If your application gets denied, you have the right to appeal. Many people are approved after an appeal, so it’s worth the effort.

Why Does the SSI Program Matter?

For people with limited income, SSI payments can be a financial lifeline. An extra $967 a month can help cover essentials like rent, food, and transportation, making life a little less stressful. If you think you might qualify, it’s worth applying—you don’t have anything to lose and everything to gain.