IRS Issues Final Round of $1,400 Stimulus Checks: What You Need to Know

If you’re one of the many people who missed out on their full stimulus payment during the pandemic, there’s good news—up to $1,400 could be on its way to you this month. The IRS just announced that nearly a million Americans will be getting these payments as part of the Recovery Rebate Credit program. Here’s what’s happening and how you can check if you’re included.

Why Are These Payments Coming Now?

During the height of COVID-19, the federal government rolled out three rounds of stimulus checks to help families weather financial challenges. But not everyone got what they were owed. Some people didn’t claim the payment correctly on their 2021 tax returns, while others may not have known they were eligible. To fix this, the IRS is now automatically sending out these “catch-up” payments.

Who’s Getting the $1,400?

The payments are going to people who filed a 2021 tax return but either didn’t fill out the Recovery Rebate Credit section or didn’t claim the full amount they were eligible for. The IRS reviewed those returns and is now issuing payments automatically—meaning you don’t have to do anything if you’re eligible.

When Can You Expect Your Money?

The payments started going out in late January, and most people should see the money by mid-February. If you have direct deposit set up with the IRS, the funds will be sent directly to your bank account. Otherwise, you’ll receive a check in the mail. The IRS will also send you a confirmation letter once your payment has been issued.

Didn’t File Your 2021 Taxes? There’s Still Time

If you didn’t file a 2021 tax return, you can still claim this payment by submitting one before the deadline on April 15, 2025. Even if your income was low or you weren’t required to file, it’s worth doing so to potentially claim this extra cash.

What Should You Do If You Don’t Get Your Payment?

If you believe you qualify but haven’t received your money by the end of February, it’s a good idea to double-check your 2021 tax return or talk to a tax professional. You can also visit the IRS website for more details on how to claim the Recovery Rebate Credit.

This unexpected boost is part of the government’s ongoing efforts to ensure that no one is left behind when it comes to financial relief. Keep an eye on your bank account or mailbox—your $1,400 might be closer than you think!