$1,300 Stimulus Checks Are Real! See If You’re One of the Lucky Ones

Starting January 2025, the IRS is sending out $1,300 stimulus payments to eligible taxpayers who missed out on their 2021 Recovery Rebate Credit. If you’re one of the million people owed money, here’s everything you need to know to claim it.

Who’s Getting the $1,300 Stimulus Check?

If you didn’t claim the 2021 Recovery Rebate Credit when you filed your taxes, you could be eligible. The IRS identified many taxpayers who either left the rebate field blank or mistakenly entered $0. These checks will fix that mistake—no action needed if you qualify!

Income limits for eligibility:

• Single filers: AGI up to $80,000
• Heads of household: AGI up to $120,000
• Married filing jointly: AGI up to $160,000

If you’re eligible, you’ll get up to $1,400 per individual. Most payments will hit bank accounts or arrive by mail by late January 2025.

What If I Didn’t File a 2021 Tax Return?

You can still claim this money! If you didn’t file a 2021 tax return but you qualify, you have until April 15, 2025, to file and get the payment. Even if you had no income, filing a simple tax return could unlock your stimulus check.

How Will I Know If I’m Getting Paid?

The IRS is sending out letters notifying eligible taxpayers about their payments. If you receive one of these letters, you don’t need to do anything else—your money is on the way!

Why Are These Payments Happening Now?

The Recovery Rebate Credit was designed to help those who missed earlier pandemic stimulus checks. But many eligible taxpayers accidentally skipped claiming it. To make sure no one misses out, the IRS is automatically correcting this and sending out payments.

Key Takeaways:

• $1,300 checks are being sent automatically to those who didn’t claim the credit on their 2021 taxes.
• You don’t need to do anything if you already filed and qualify.
• If you didn’t file, you have until April 15, 2025, to do so and claim the credit.
• Keep an eye on your mailbox for an IRS letter confirming your payment.

These payments are part of a $2.4 billion effort to make sure no one is left behind from pandemic-era relief.