Second February Social Security Payment Coming—Here’s Who’s Getting Paid Next

If you rely on Social Security benefits, you may be wondering when your second February 2025 payment will arrive. The Social Security Administration (SSA) follows a strict payment schedule, but with different groups receiving their money on different dates, it’s important to know when to expect yours.

Let’s break down the payment schedule, what’s new in 2025, and what to do if your payment is delayed.

Who’s Getting Paid and When?

Social Security retirement and disability (SSDI) payments are issued on Wednesdays, based on your birth date:

• If your birthday falls between the 1st and 10th, you got paid on Wednesday, February 12.
• If your birthday is between the 11th and 20th, your payment will arrive on Wednesday, February 19.
• If your birthday is between the 21st and 31st, expect your check on Wednesday, February 26.

If you receive Supplemental Security Income (SSI), your payment was already sent on February 1.

How Much Will You Get?

This year, Social Security benefits increased by 2.5 percent due to the annual Cost-of-Living Adjustment (COLA). That means recipients will see slightly larger checks in 2025.

• The average Social Security retirement payment is now $1,976 per month.
• The maximum monthly benefit for retirees who waited until age 70 is now $5,108.
• SSI recipients now receive up to $967 per month for individuals and $1,450 for couples.

What If Your Payment Is Late?

Most Social Security payments arrive via direct deposit or Direct Express debit cards, but sometimes there are delays. Here’s what to do if your money hasn’t arrived:

1. Wait three business days. The SSA recommends waiting at least three additional days before taking action.
2. Check your bank account. If you get direct deposits, verify whether the money has been processed.
3. Contact Social Security. If your payment is still missing after three days, call 1-800-772-1213 or visit your nearest SSA office.

For the latest updates, check the official Social Security payment schedule on the SSA website.

Beware of Social Security Payment Scams

Unfortunately, scammers often target Social Security recipients with fake phone calls, emails, and texts. Be cautious of:

• Calls claiming your benefits are suspended unless you “verify” personal information.
• Emails or texts asking for your Social Security number or banking details.
• Fake SSA websites that look real but steal your personal information.

The SSA will never call you unexpectedly and ask for personal information. If you’re unsure, contact Social Security directly at 1-800-772-1213.