Low-Income Americans Could Get Up to $17,400—See How

If you’re struggling to pay bills, you might be eligible for up to $17,400 per year in government assistance. Programs like Supplemental Security Income (SSI) and the Earned Income Tax Credit (EITC) help millions of people by providing extra money for basic expenses like rent, food, and medical care.

If you’re wondering whether you qualify, here’s a simple breakdown of how these programs work and how you can apply.

1. Supplemental Security Income (SSI) – Up to $17,400 Per Year

SSI is a federal program that helps low-income seniors, blind individuals, and people with disabilities who need financial assistance. If you qualify, you’ll receive monthly payments to help cover essential living costs.

• How much can you get?

  • Individuals can receive up to $967 per month ($11,604 per year).
  • Couples who qualify together can receive up to $1,450 per month ($17,400 per year).

• Who qualifies?

  • You must be 65 or older, blind, or have a qualifying disability.
  • You must have limited income and financial resources.
  • You must be a U.S. citizen or legal resident.

• How to apply:

  • Apply through the Social Security Administration (SSA) online, by phone, or in person.
  • Be ready to show proof of income, living situation, and medical records (if applying for disability benefits).

2. Earned Income Tax Credit (EITC) – Up to $7,830 Per Year

The EITC is a tax credit designed to help low- and moderate-income workers. If you qualify, you could receive a bigger tax refund—and in many cases, even if you don’t owe taxes, you can still get money back.

• How much can you get?

  • Families with three or more kids can receive up to $7,830 in refunds.
  • Single individuals and smaller families may also qualify for smaller amounts.

• Who qualifies?

  • You must earn income from a job or self-employment.
  • Your income must be below $56,838 (single) or $63,398 (married).
  • You must have lived in the U.S. for at least six months of the year.

• How to apply:

  • File your federal tax return (even if you don’t owe any taxes).
  • Use IRS Free File or a tax professional to make sure you get the full refund you’re owed.

Can You Get Both SSI and EITC?

Yes! Some people qualify for both programs, which means you could receive thousands of extra dollars each year.

What to Do Next

• If you are 65+, blind, or disabled with little income, apply for SSI through the Social Security Administration.
• If you work but don’t earn much, be sure to claim the EITC on your tax return to get extra money back.
• These programs are here to help people in need, so don’t miss out on benefits you qualify for!