$484 + $1,450 in Extra Payments? The Truth About SSI’s Double Deposits

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If you receive Supplemental Security Income (SSI), you might notice something unusual in 2025—two payments in one month. This isn’t a mistake or a bonus, but it can definitely impact your budget. Here’s what you need to know.

Why Are Some People Getting Two SSI Payments in a Month?

SSI benefits are usually paid on the first of every month. But when that date falls on a weekend or a holiday, the Social Security Administration (SSA) sends your payment on the last business day of the previous month.

This means that in some months, you’ll get two payments, and in others, you won’t get one at all. It’s just a timing adjustment to make sure you don’t experience delays in receiving your money.

$484 + $1,450 in Extra Payments? The Truth About SSI’s Double Deposits

How Much Will SSI Pay in 2025?

Thanks to a 2.5% cost-of-living adjustment (COLA) in 2025, SSI recipients will receive:

  • $967 per month for individuals
  • $1,450 per month for eligible couples
  • $484 per month for essential persons (someone who helps care for an SSI recipient)

So, if you see two payments in one month, it just means you’re getting your money a little early. It’s not extra cash—just a scheduling shift.

Who Qualifies for SSI?

To receive SSI, you must meet certain requirements:

  • Be 65 or older, blind, or disabled
  • Have limited income and resources ($2,000 max for individuals, $3,000 for couples)
  • Be a U.S. citizen or an eligible non-citizen

If you think you qualify but aren’t receiving benefits, check with the SSA to see if you’re eligible.

Plan Ahead for Double Deposits

Getting two payments in one month might feel like a bonus, but remember—this means a future month won’t have a payment. If you rely on SSI, it’s important to budget carefully so you don’t run short during those months.

For more details or to check your eligibility, visit ssa.gov.

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