Swipe, Save, Repeat! This Simple Credit Card Move Cuts Your Grocery Bill

A hidden credit card benefit is helping shoppers save up to $20 a month on groceries—just by using their phones. With grocery prices still high, many people are looking for ways to cut costs, and this simple trick could help stretch your budget.

The Secret Behind This Grocery Savings Hack

Several major credit card companies have teamed up with delivery apps to offer monthly statement credits when you use their services to buy groceries. One of the best examples is Chase’s partnership with DoorDash. If you have a Chase Sapphire Preferred or Reserve card, you can get up to $20 in credits each month when you place an order through the DoorDash app.

• Chase Sapphire Preferred: $10 per month

• Chase Sapphire Reserve: Two $10 credits per month ($20 total)

That means if you’re already shopping for groceries or household essentials, you could be leaving money on the table by not taking advantage of this perk.

Other Credit Cards That Offer Grocery Savings

Chase isn’t the only bank offering grocery-related discounts. If you don’t have a Chase card, you might still be able to save with these options:

• Standard Chartered DigiSmart Credit Card – Get a 10% discount on groceries when you shop through Blinkit (formerly Grofers).

• Airtel Axis Bank Credit Card – Enjoy 10% off grocery orders placed on BigBasket, Swiggy, and Zomato.

• Axis Bank Select Credit Card – Save ₹500 (about $6) on a ₹2,000 grocery purchase through BigBasket once a month.

How to Claim These Savings

Using these credit card perks is simple, but many people don’t realize they exist. Follow these steps to make sure you’re not missing out:

1. Check if your credit card is eligible. Look up your card’s benefits online or in your banking app.

2. Link your card to a grocery delivery app. For Chase users, add your card to the DoorDash app and apply the credit when checking out.

3. Use promo codes if needed. Some cards, like Standard Chartered’s DigiSmart, require you to enter a promo code (such as “DIGISMART”) at checkout.

4. Pay attention to monthly limits. Most credits reset each month, so make sure to use them before they expire.

Final Thoughts

If you’re already buying groceries online, this is an easy way to cut costs without changing your shopping habits. Many people don’t realize their credit cards come with these perks, but a quick check could help you save $20 or more every month. It’s a simple trick that makes grocery shopping just a little bit cheaper!