In 2025, the IRS is rolling out a new round of stimulus checks, offering eligible Americans a payment of up to $1,702. The check aims to provide some relief to those grappling with inflation and rising costs. With millions of people qualifying for this payout, it’s important to understand who can claim the check and what steps to take to ensure you receive your payment.
Who Can Get the $1,702 Stimulus Payment?
If you’re wondering whether you qualify for the $1,702 check, here’s a breakdown of the eligibility requirements:
Income Limits for Single Filers:
Single individuals earning up to $75,000 a year will receive the full $1,702 payment. The payout decreases as income increases, phasing out completely once an individual’s earnings hit $90,000.
Income Limits for Married Couples Filing Jointly:
Married couples filing jointly with a combined income of $150,000 or less will be eligible for the full payment. Payments begin to phase out for couples making more than $150,000 and will be fully phased out at $180,000.
Head of Household Filers:
For those filing as head of household, the full $1,702 payout is available if your income is $112,500 or less. After this threshold, the payment decreases, disappearing completely at $135,000 in income.
Additional Payments for Dependents:
Families with dependent children will see a boost in their stimulus check. For each child under 18, families will receive an extra $500. So, a family of four could potentially receive up to $3,702 if they meet the income requirements.
Social Security and Disability Recipients:
If you’re receiving Social Security benefits, whether through SSDI or SSI, you may also qualify for this stimulus payment—provided you meet the income guidelines. The IRS will ensure payments are processed correctly through your Social Security account, but it’s important to double-check that everything is up to date.
When Will You Receive the Payment?
The IRS plans to start sending out the $1,702 stimulus payments in mid-2025. Direct deposit will be the fastest way to receive your funds, but if you don’t have direct deposit information on file with the IRS, a paper check will be mailed to you. Payment timing can vary, depending on when your tax return was filed and how quickly the IRS processes it.
If your bank information is already linked to your IRS account, expect the payment sooner. However, if you need to update your details, make sure to file your tax return promptly to avoid delays.
What to Do If You Haven’t Received Your Payment?
If you meet the eligibility criteria and haven’t received your payment by the end of 2025, there are a few things you can do. First, check your IRS filing status to ensure your tax information is up to date. If you’ve moved or changed bank accounts recently, that could be the cause of any delays. The IRS provides a “Get My Payment” tool where you can track the status of your payment.
In cases where you still haven’t received your payment, you may need to contact the IRS directly for help.
Bottom Line
The $1,702 stimulus check is a lifeline for millions of Americans struggling to make ends meet. If you qualify, this payment will help ease some of the financial burdens caused by inflation and rising costs. Make sure your tax information is current to ensure you receive your payment on time. Stay informed about any updates from the IRS, and don’t hesitate to take action if you believe you should have received the payment but haven’t.
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