Social Security Payments: Big Changes Coming in 2025! Find Out How It Affects You

By Ronak Sharma On Apr 28, 2025 Share with new partner:

If you’re on Social Security or SSI, you’re probably wondering when your next payment is coming. Let’s break it down for April 2025, plus some extra info about other payments like stimulus checks or tax credits that might apply to you.

When’s Your Social Security Payment Coming in April?

Social Security payments are sent out based on your birthday. Here’s when to expect yours in April:

Born between the 1st and 10th? You’ll get your payment on April 9.
Born between the 11th and 20th? Your payment will land on April 16.
Born between the 21st and 31st? You’ll see it on April 23.

It’s always nice to know exactly when it’s coming, so you can plan ahead!

What About the COLA (Cost-of-Living Adjustment)?

Good news! You’ll see a small increase in your payment this year. Social Security payments are going up by 2.5% in 2025. While it’s not a huge bump, you should notice about an extra $50 or so each month. With the rising cost of living, that little bit can definitely make a difference.

This COLA is meant to help your benefits keep pace with inflation—basically to help cover rising costs for things like food, gas, and rent.

If You’re on SSI, Here’s What You Need to Know

For those on Supplemental Security Income (SSI), you’ve already gotten your April payment. It hit your account on April 1st. Here’s what you can expect in 2025:

$967 a month if you’re an individual.
$1,450 a month if you’re a couple.
$484 a month if someone helps take care of you.

These payments help cover your basic living expenses, like rent, food, and utilities, so it’s always good to know when they’ll arrive.

What About Stimulus Checks? Are They Coming in April?

There aren’t any new federal stimulus checks being sent out in April 2025. But don’t worry—you might still be able to claim the Recovery Rebate Credit if you missed the third round of stimulus payments (the $1,400 checks) back in 2021.

Here’s what you need to know:

Missed the 2021 stimulus check? If you didn’t get the $1,400 stimulus in 2021, you can still claim it by filing your 2021 tax return.
Deadline Alert! You’ve got until April 15, 2025 to file your taxes and claim that $1,400. This is your last chance to get it, so don’t wait!
How Much Will You Get? If you’re eligible, you can receive $1,400 for yourself—and more if you have dependents.
Income Limits: If you make $75,000 or less (or $150,000 for married couples), you’ll get the full $1,400. The amount decreases if your income is higher.

Once you file your taxes, the IRS will send you your check, either by direct deposit or a paper check.

How Can You Track Your Payments?

If you’re wondering where your Social Security or stimulus payment is, you can track it using these tools:

IRS “Where’s My Refund?” Tool: Use this to track your Recovery Rebate Credit if you’ve already filed your 2021 tax return.
IRS “Get My Payment” Tool: This tool is perfect if you’re wondering whether you received your third stimulus check.
State Relief Programs: Some states are offering their own relief payments. Check your state’s website to see if you qualify for anything extra.

Have your Social Security number and filing status ready when you check.

Important Deadlines to Remember

Here are two key dates to keep on your radar:

April 15, 2025: This is the final day to file your 2021 tax return and claim the Recovery Rebate Credit. If you don’t file by then, you won’t get that $1,400.
September 30, 2025: After this date, paper Social Security checks will stop. All payments will be made electronically—either through direct deposit or another electronic method. If you haven’t set up direct deposit yet, make sure to do it soon!

Wrapping It Up

That’s everything you need to know about Social Security, SSI, and potential stimulus payments for April. There’s no new stimulus check in April, but if you missed the third round from 2021, make sure to file your 2021 tax return by April 15 to get that $1,400.

Also, keep in mind that starting in September 2025, Social Security payments will only be sent electronically. So, if you haven’t set up direct deposit yet, now’s the time to do it.