Hey! If you’re on Social Security, today — May 21, 2025 — might be payday for you. That’s when folks with birthdays between the 11th and 20th usually get their monthly benefits deposited. So if that sounds like you, it’s a good day to check your bank account!
Here’s the lowdown on what’s going on, who’s getting paid today, and what to do if you don’t see your money yet.
Who Gets Paid Today?
Social Security spreads out payments throughout the month, based on your birthday:
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If your birthday’s between the 1st and 10th, you got your money last week, on May 14.
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Between the 11th and 20th? Today’s your day.
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And if your birthday’s from the 21st to the 31st, your payment will come next week, on May 28.
This way, not everyone’s payment hits all at once — it’s smoother for everyone.
Who’s Eligible?
This includes people getting retirement, disability, or survivor benefits. If you get Supplemental Security Income (SSI), you already got your May payment on May 1, and you’ll get another early payment on May 30 to keep things on track.
How Much Will You Get?
On average, Social Security retirees get about $1,900 a month now, thanks to a 3.2% boost this year. But your amount depends on when you started getting benefits:
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Started at 70? Could be as much as $5,100.
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Full retirement age (67)? Around $4,000.
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Started early at 62? About $2,800.
Didn’t See Your Payment Yet?
No worries — sometimes payments take a bit to show up. If it’s been more than three business days since your payment date:
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First, check with your bank. Sometimes the hold-up’s there.
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If your bank says everything’s fine, give the Social Security folks a call at 1-800-772-1213 or visit their office to find out what’s going on.
What’s Going On Behind the Scenes?
You might’ve heard some chatter about delays or slowdowns. The Social Security Administration is facing staff cuts and changes under a program called DOGE. That’s causing some longer waits and slower service for folks trying to get help.
If you’re worried this might affect your benefits, keep an eye on your account online or get in touch with SSA directly.
What’s Next?
If you’re not getting paid today, your turn’s coming soon — May 28 if your birthday’s later in the month. And SSI folks get that second May payment on May 30, so no worries there.
Getting your Social Security payment on time helps pay the bills and keep life running smoothly. So if you’re expecting your payment today, check your account. And if it’s not there, stay chill — it might just be a delay.
Need a hand checking your status or figuring out what’s next? Just ask — I’m here to help!
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