$1,300 Checks Are Rolling Out in 2025 – But Only If You Meet These Surprising Rules

You’ve probably seen headlines or posts floating around about $1,300 stimulus checks coming in 2025. Sounds great, but let’s be honest—most of us want to know if this is real, who’s actually getting the money, and whether we need to do anything.

So here’s the truth, laid out clearly, without the hype.

Yes, $1,300 Checks Are Happening—But It’s Not What You Think

These $1,300 payments aren’t part of a new federal stimulus program. Instead, they’re coming from the state of Minnesota.

What’s happening is this: Minnesota created a one-time tax rebate program that’s offering payments up to $1,300 per household. These checks started going out in May 2025 and will continue being mailed or deposited through September 2025.

So yes, it’s real—but not everyone qualifies, and it’s only in one state.

Who’s Eligible for This $1,300 in Minnesota?

To qualify for the full amount, here’s what you need:

• You must have lived in Minnesota for all of 2021.

• You needed to file either Form M1 or M1PR by December 31, 2022.

• Your income had to be under $75,000 if you filed alone, or under $150,000 if you filed jointly.

If that sounds like you, you could either receive your money by direct deposit or in the mail as a paper check.

Here’s a small but important detail: If your original check expired or was never cashed, the Minnesota Department of Revenue is reissuing it. The reissued checks are arriving in plain envelopes, so don’t throw them out by mistake. And once you get it, make sure to deposit it quickly—it’s only valid for 60 days.

What About Everyone Else?

If you’re not in Minnesota, you’re probably wondering if you’re missing out on anything. The short answer is—maybe.

Even though there’s no new round of federal stimulus checks for 2025, the IRS is still sending money to people who were eligible for past payments and didn’t get the full amount.

This includes the Recovery Rebate Credit from the third stimulus payment. The IRS is currently identifying about 1 million taxpayers who either missed it or didn’t file properly, and they’re sending out payments of up to $1,400.

Most of these are being sent automatically, either by direct deposit or in the mail—based on information from your most recent tax returns.

Not Sure If You Qualify?

Here’s what you can do right now:

1. If you lived in Minnesota in 2021 and think you qualify, check your bank account or your mailbox. If you already got a check that expired or was never deposited, you may be getting a new one soon.

2. If you think the IRS might owe you money, especially from the third stimulus payment, you can still file your 2021 taxes to claim it—but you must do it by April 15, 2025.

3. Keep an eye on your mail, especially for anything that looks like an official check, even if it’s in a plain envelope. And don’t ignore it—there’s usually a short time window to deposit or cash it.

The $1,300 checks in 2025 are real—but only for certain people, and mostly just in Minnesota. That said, there are still federal payments floating around from earlier stimulus programs, and it’s possible you could be owed money and not even know it.

If you’re unsure about your eligibility or want help figuring out what you might qualify for, just ask. A little effort now could mean a much-needed check in your account sooner than you think.