$1,500 Child Payments Land in June 2025 — See If Your Family Qualifies Now

If you’re a parent, you know how quickly the costs of raising a child can pile up. Between groceries, school supplies, clothing, and childcare, it feels like there’s always something new to budget for. That’s why a $1,500 child payment, expected in June 2025, is welcome news for many families.

While it’s not being called a “stimulus check” officially, that’s essentially what it is — a one-time payment meant to give working families a little financial relief. The best part? You don’t have to do anything extra to get it, as long as you file your taxes correctly.

Let’s break it all down so you know what’s coming, how to get it, and what steps you can take to make sure it doesn’t pass you by.

What Is the $1,500 Child Payment?

This is part of the refundable Child Tax Credit for the 2024 tax year. In short, if you’re raising children and meet the income requirements, you may qualify for a $1,500 payment per child — with funds expected to go out in June 2025.

This isn’t a brand-new government program. It’s part of the normal tax system, and many families already get this credit each year. What’s different now is that the credit amount is slightly higher and more families may qualify for the full amount — even if their income is on the lower side.

Who Is Eligible?

To receive the $1,500 payment per child, you need to meet a few simple requirements:

1. You Must Have a Qualifying Child

• Your child must be under 17 years old as of December 31, 2024

• They must have a valid Social Security number

• You must claim them as a dependent on your 2024 tax return

2. Your Income Must Be Within the Limit

You’ll qualify for the full payment if your income is:

• $75,000 or less if filing single

• $112,500 or less if filing as head of household

• $150,000 or less if married and filing jointly

Families with income above those limits may still receive a reduced amount, depending on how far above the limit they are.

How Do You Claim the Payment?

You don’t need to apply for this payment separately — it’s handled through your regular federal tax return for 2024.

Here’s what you need to do:

1. File your 2024 tax return in early 2025 (using IRS Form 1040)

2. Complete Schedule 8812, which covers the Child Tax Credit

3. Make sure your child is listed as a dependent with a valid Social Security number

4. Double-check your direct deposit information so you get the payment quickly

That’s it. Once your return is processed, the IRS will calculate your credit and send your payment. No extra steps, no online portals, and no waiting in line.

When Will Payments Be Sent?

The IRS is expected to send these one-time payments in June 2025, after they’ve processed most tax returns filed in early 2025. If you file early (before or around April), your payment should arrive right on schedule.

• Direct deposit payments will likely arrive first

• Paper checks and prepaid debit cards may take a bit longer to arrive by mail

Exact payment dates haven’t been officially announced yet, but June is currently the expected target.

Why This Matters Right Now

Although this isn’t another round of monthly stimulus checks like we saw in 2021, this payment still makes a real difference. It’s meant to help families keep up with the rising costs of childcare, education, housing, and basic living expenses.

For many parents, this extra $1,500 per child could mean:

• A bit more breathing room during summer

• Extra help with school supplies, summer programs, or back-to-school shopping

• The ability to pay down debt or catch up on bills

And because it’s refundable, you may still qualify even if you don’t owe federal income tax.

Watch Out for Scams

Sadly, anytime money is involved, scammers start circling. To protect yourself:

• The IRS will never call, text, or email you asking for personal information

• You don’t need to pay anyone to get this credit

• Always file your return through a trusted preparer or use the official IRS website

If you’re a parent with kids under 17 and your income qualifies, you could be getting a $1,500 payment per child this June. It’s built into your regular 2024 tax return, so all you need to do is file on time and correctly — no extra forms, no hassle.

Need help figuring out whether your family qualifies, or what forms to use? I can walk you through it step by step. Just ask — it’s too important to miss.