Still Missing Your $1,400 Stimulus? Here’s How to Track It Before It’s Too Late

If you never received that third stimulus check — the one worth up to $1,400 — you’re definitely not the only one. In fact, the IRS recently announced it’s still sending out payments to more than a million Americans who never got theirs.

These are catch-up payments tied to the 2021 Recovery Rebate Credit, and while they’re not brand-new stimulus checks, they could still put real money back in your pocket. But here’s the thing — time is running out if you haven’t claimed it yet.

Let’s walk through how you can track your payment and what to do if you think the IRS still owes you money.

First, What’s the $1,400 Stimulus Check?

Back in 2021, the federal government sent out the third round of Economic Impact Payments — more commonly known as stimulus checks — to help people get through the financial impact of the pandemic.

Most people who qualified got the payment automatically. But some didn’t — often because they didn’t file a tax return, had incorrect information on file, or their paperwork got delayed.

Now, in 2025, the IRS is still making good on those payments by issuing them to people who qualify under the Recovery Rebate Credit for the 2021 tax year.

Can You Still Use the IRS “Get My Payment” Tool?

Not anymore. The IRS shut down the “Get My Payment” tool after the final stimulus checks were distributed in 2021. So if you’re looking for real-time updates on your payment, you’ll have to take a different route.

How to Track Your Payment in 2025

Even though the original tracking tool is gone, there’s still a reliable way to see if you received the payment — or if it’s on its way.

Step 1: Sign in to Your IRS Online Account

Go to IRS.gov and log into your personal IRS account. If you haven’t created one yet, it’s easy to set up.

Step 2: Look at Your Tax Records

Once inside your account, go to the section labeled “Tax Records.” There, you’ll be able to view the total amounts you received for all three stimulus payments, including the $1,400 check from 2021.

Step 3: Check Your IRS Letter (If You Still Have It)

If you received IRS Letter 6475 back in 2022, it should tell you exactly how much you got from the third stimulus payment. If it says $0 — and you were eligible — that’s a sign you should follow up.

What If You Didn’t File a 2021 Tax Return?

If you never filed a tax return for 2021, that might be the reason you didn’t get your check. But there’s good news: you still have until April 15, 2025 to file a return and claim that $1,400 payment through the Recovery Rebate Credit.

Once you file, the IRS will process your return and issue any money you’re owed. After that April deadline, though, your chance to claim it is gone for good.

Who Was Eligible for the $1,400 Check?

Here’s a quick reminder of who qualified for the full payment:

• You were a U.S. citizen or legal resident

• You were not claimed as someone else’s dependent

• Your income was under:

  • $75,000 for single filers

  • $112,500 for heads of household

  • $150,000 for married couples filing jointly

If you made more than that, you may have qualified for a reduced amount.

What to Do Now

If you’re not sure whether you received the $1,400 or think the IRS still owes you, here’s what to do next:

1. Log in to your IRS Online Account and check the “Tax Records” section

2. Look for the third stimulus amount (up to $1,400)

3. Find your IRS Letter 6475, if you have it

4. If you didn’t file a 2021 return, do it as soon as possible

5. If you’re owed money, the IRS will automatically send your payment after processing

There’s no new round of stimulus checks happening in 2025, but this may be your last chance to get money you were owed years ago. That $1,400 might not seem like life-changing money, but for many people, it could help cover bills, rent, or groceries.

If you’re eligible and haven’t received it yet, don’t wait — check your IRS account and file your 2021 tax return before the April 15, 2025 deadline.

Need help checking your IRS account, finding the right forms, or filing your taxes? Just ask. There’s still time to get what you’re owed — but not much.