SSI Checks for Kids in 2025 – See If Your Child Qualifies for Up to $943

If you’re a parent of a child with a disability and your family is struggling financially, you may qualify for Supplemental Security Income (SSI). This federal program provides monthly payments to help families cover the costs of caring for children with severe disabilities.

But not all children qualify, and the application process can be complicated. Who is eligible? How much can you receive? How do you apply? This guide will walk you through everything you need to know.

Who Qualifies for SSI for Children?

SSI is available for children with serious disabilities whose families meet certain financial requirements. The Social Security Administration (SSA) has strict eligibility guidelines, so not every child with a disability will qualify.

To be eligible, a child must:

• Be under 18 years old
• Have a physical or mental disability that significantly limits their ability to function
• Have a condition that is expected to last at least 12 months or be life-threatening
• Live in a household that meets the SSA’s income and resource limits.

Medical Eligibility

A child’s disability must severely affect their daily life. Common qualifying conditions include:

• Autism
• Cerebral palsy
• Down syndrome
• Severe ADHD
• Intellectual disabilities
• Chronic illnesses that limit daily activities

Even if your child’s condition is not on the SSA’s official list, they may still qualify if their disability substantially impacts their ability to function.

Financial Eligibility

SSI is a needs-based program, meaning the SSA looks at parental income and assets to determine eligibility.

• If one parent works, there is a lower income limit.
• If both parents work, the income limit is slightly higher.
• Some types of income, like food assistance, are not counted.

If a family earns too much, the child may not qualify for SSI benefits.

How Much Will You Receive?

The amount a family receives in SSI payments depends on income and location.

• In 2025, the maximum federal SSI payment for children is $943 per month.
• Some states offer additional benefits, so families in certain locations may receive more than the federal amount.

If parents earn any income, the SSA may reduce the monthly SSI payment.

How to Apply for SSI for Your Child

Applying for SSI benefits for a child takes time, but being prepared can make the process easier.

Step 1: Gather Important Documents

Before applying, collect the following:

• Your child’s Social Security number and birth certificate
• Medical records from doctors, hospitals, and therapists
• School records, including Individualized Education Programs (IEPs) if applicable
• Proof of household income and financial resources (pay stubs, tax returns, bank statements)

Step 2: Start the Application Process

Unlike adult SSI applications, child SSI applications cannot be completed entirely online. You must apply in one of these ways:

• Call the SSA at 1-800-772-1213 to schedule an interview.
• Visit a Social Security office to apply in person.
• Start the online process at ssa.gov before completing it with an SSA representative.

Step 3: Attend an Interview

An SSA representative will ask detailed questions about your child’s medical condition and your financial situation. Providing thorough and accurate information will help speed up the process.

Step 4: Wait for a Decision

The SSA usually takes three to five months to process applications. In some cases, they may request additional medical evaluations before making a decision. If approved, payments will begin, and families may receive back pay for the months they waited.

Step 5: Appeal If Denied

If an application is denied, families have the right to appeal within 60 days. Many families win their cases on appeal, especially if they provide additional medical evidence.

When Will SSI Payments Arrive?

If your child is approved for SSI, payments are sent out on the first of each month. If the first falls on a weekend or holiday, the payment is issued on the last business day of the previous month.

For example, in March 2025, SSI payments will be sent on Friday, February 28, since March 1 falls on a Saturday.

Families can receive payments via direct deposit or paper check.