Stimulus Scam EXPOSED: How Thieves Are Stealing People’s Money Right Now

If you’re waiting on a stimulus check or tax refund, watch out—scammers are trying to trick people into handing over their personal and banking information. They’re using fake emails, phone calls, and even social media ads that look shockingly real.

People across the country are falling for these scams, and once the money is gone, it’s nearly impossible to get back. Here’s what you need to know to spot the scam and protect yourself.

How This Scam Works

These scams come in a few different forms, but the goal is always the same—to steal your money or identity. Here are the most common tricks to watch for:

1. Fake IRS Emails and Texts

You might get an email or text message that looks like it’s from the IRS, Social Security Administration, or even your state tax office. It may say something like:

• “You qualify for an additional stimulus check. Click here to claim it.”
• “Your tax refund has been delayed—verify your banking details to receive your payment.”

The message will include a link, and if you click it, you’ll be taken to a fake website designed to steal your personal information. These scammers are smart—these websites often look exactly like the real IRS site.

2. Phone Calls from “Government Officials”

Some scammers pretend to be from the IRS or Treasury Department and call people directly. They might say:

• You need to confirm your Social Security number before they can process your payment.
• You have to pay a small “processing fee” to get your stimulus check.
• If you don’t act now, you could face penalties or even legal trouble.

These calls sound official, and sometimes, the caller ID will even say “IRS” or “U.S. Treasury.” But here’s the truth—the IRS never calls people to demand payments or personal information.

3. Fake Social Media Ads and Websites

Scammers are also running ads on Facebook, Instagram, and even TikTok promising new stimulus payments. If you click on the ad, it will take you to a website that looks like an official government page.

But instead of helping you claim a payment, these websites ask for your Social Security number, bank account details, or even payment upfront. If you enter your information, scammers can steal your identity, drain your bank account, or commit fraud in your name.

How to Protect Yourself

• The IRS will never text, email, or call you about a stimulus payment. If you get one of these messages, ignore it and delete it.
• Never click on links in messages claiming to be from the IRS. If you need to check on a payment, go directly to IRS.gov.
• If someone calls you about a stimulus check, hang up. If you’re unsure, call the IRS yourself at 1-800-829-1040.
• Report scams to the IRS at [email protected] and to the Federal Trade Commission at ReportFraud.ftc.gov.
• Talk to your family and friends, especially older relatives. Scammers often target seniors who may not be as familiar with online scams.