$1,304 SSI Payments Just Hit Bank Accounts – Are You One of the Lucky Ones?

By Ronak Sharma On May 6, 2025 Share with new partner:

If you’ve seen headlines or social media posts talking about new $1,304 SSI payments, you’re probably wondering: “Is this real? Am I getting that much? And where’s my name on this so-called list?”

Let’s break it all down, in plain English.

So… Is There Really a $1,304 SSI Payment Happening?

Here’s the honest truth: No, not everyone on SSI is getting a $1,304 check. That number isn’t a new standard benefit from the government. It’s most likely either:

Someone’s combined benefits (like if they get SSI plus Social Security), or
It includes state-level extra help that’s only available in certain areas

The federal government’s maximum SSI payment in 2025 is $967 a month for an individual and $1,450 for couples. So if you’re hearing “$1,304,” it’s probably based on a unique situation, not a blanket payment.

Why Some Folks Got Two Payments in May

Now, this part is true—and it’s got a lot of people confused:

SSI recipients are getting two payments this May:

One on May 1
Another on May 30

But don’t get too excited—it’s not a bonus or extra money. It’s just because June 1st falls on a weekend, so the government is sending June’s payment early. You’re just getting paid ahead of time, not more than usual.

So yeah, you’ll see two deposits this month… but you won’t get one in June.

Who Gets SSI Anyway?

SSI (that’s Supplemental Security Income) is meant for people who really need a financial hand—like seniors, folks with disabilities, or those with very low income.

To get it, you usually need to:

Be 65 or older, or have a disability or blindness
Have very limited income and assets
Be a U.S. citizen or meet special residency requirements

And the limits aren’t high—think under $2,000 in savings for an individual, or $3,000 for a couple. If that’s you, you may qualify (or might already be receiving it).

So Why Is “$1,304” All Over the Place?

Honestly? A mix of confusion and clickbait.

Some people do receive $1,304—but it’s not just from SSI. They might get SSDI or state help too.
And when you throw in that two-check month, folks assume they’re getting a big new payment.

But again, nothing new has officially been announced by the Social Security Administration (SSA) about $1,304 being a standard amount.

What Should You Do?

If you’re unsure how much you’re supposed to get—or whether you qualify at all—here are a few easy steps:

Log in to your “My Social Security” account at ssa.gov to see what you’re actually receiving
Use the benefits estimator to check if you’re eligible
Call your local SSA office—they can walk you through it (and yes, they’re used to questions like this!)

You might see $1,304 in your bank account this month—but it’s not because of a brand-new SSI program. It’s probably a mix of early payment timing, other benefits, or state-level support.

So don’t fall for the hype. If something sounds too good to be true, it usually is. But also—stay informed, check your SSA account regularly, and ask questions when something doesn’t add up.