If you’ve been refreshing your bank app and wondering, “Where’s my Social Security check?” you’re definitely not alone. A lot of folks are curious about when their payment will arrive this month. Don’t worry — I’ve got the latest info, and I’ll break it down so it makes sense.
Why Does It Feel Like Your Check Is Late?
Here’s the deal: Social Security payments don’t all go out at once. They’re sent out on different days depending on your birthday. So if your check hasn’t hit your account yet, it might just be because your payment day is still coming up.
May 2025 Social Security Payment Dates
Here’s how it works for May:
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If your birthday is between the 1st and 10th of any month, your check should have arrived on May 14.
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If your birthday falls between the 11th and 20th, your payment is scheduled for May 21.
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And if you were born between the 21st and 31st, expect your check on May 28.
One exception: If you started receiving benefits before May 1997 or get both Social Security and Supplemental Security Income (SSI), you would have gotten your payment earlier — on May 3.
So, if you haven’t seen your payment yet, check where your birthday falls — your money is probably just on the way.
What About SSI Payments?
If you receive Supplemental Security Income (SSI), your payment schedule is a little different:
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SSI payments for May went out on May 1.
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And because June 1 is a Sunday, the June SSI payment will be sent early — on May 30. So basically, SSI recipients will get two payments in May, but none right at the start of June.
What To Do If Your Check Still Isn’t There?
If your payment is late:
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Wait a few days. The SSA recommends waiting three business days after your payment date in case of mail or bank delays.
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Check with your bank. Sometimes the payment is pending but hasn’t posted yet.
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Call the SSA. If it’s really missing after that, give the Social Security Administration a call at 1-800-772-1213 (TTY: 1-800-325-0778).
Looking Ahead: June Payment Schedule
Just so you know what’s coming next month, here are the June 2025 Social Security payment dates:
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June 3: For folks who started benefits before May 1997
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June 11: Birthdays 1–10
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June 18: Birthdays 11–20
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June 25: Birthdays 21–31
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Plus that early SSI payment on May 30 for June
Pro Tip: Switch to Direct Deposit
If you’re tired of waiting on mail or worrying about lost checks, switching to direct deposit is the way to go. It’s secure and your money hits your account on time, every time. You can set it up easily by logging into your my Social Security account.
Your Social Security check is on its way — just check your birthday against the payment schedule and you’ll know when to expect it. If it’s still not there after the date, follow those quick steps to track it down.
If you want, I can help you with a simple calendar or a quick guide to keep handy. Just let me know!
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