Surprising Income Limits for SNAP in 2025 — Are You on the List?

If you’re wondering whether you qualify for SNAP benefits this year, you’re not alone. A lot of folks ask, “How much can I make and still get help putting food on the table?” It’s a great question, and the answer depends on a few things — mainly how big your household is and what your income looks like before and after some basic expenses.

What’s the Deal With Income Limits?

The government looks at two numbers: gross income (that’s the total money you bring in) and net income (what’s left after certain deductions). Both numbers help decide if you qualify.

How Much Can You Make?

Here’s a simple way to think about it: For most families, your gross income can’t be more than about 130% of the federal poverty level. That means, for example:

• If you live alone, you’d need to make less than about $1,630 a month.

• For a family of four, that limit goes up to around $3,380 a month.

And if your income is a bit higher than that, don’t worry just yet. There’s something called net income, which counts your income after things like rent, child care, and medical bills are taken out. If your net income is under certain limits — roughly the same as the poverty level — you might still qualify.

What About Seniors and People With Disabilities?

If someone in your household is over 60 or has a disability, there are often extra perks. Some states let those households earn a bit more money and still get help. For example, a single senior in Illinois might qualify with income up to $2,500 a month.

A Few Things To Keep in Mind

• Different states have slightly different rules, so it’s always a good idea to check with your local SNAP office.

• Most people don’t have to worry about how much money they have saved, unless their income is pretty high.

• Keep track of your monthly bills — like rent or medical expenses — because those can help lower your countable income.

SNAP is there to help if you need it, and knowing these income limits can make the whole application process less confusing. If your income is close to these numbers, or you just want to check if you qualify, reach out to your local SNAP office. They’re there to help you figure it all out.

If you want, I can even help you find your local office or give you tips on applying. Just let me know!