Veterans at 90% Disability: Here’s Exactly What You’ll Get With a Spouse and Child

If you’re a veteran with a 90% disability rating, and you’ve got a spouse and a child, you’ve probably wondered, “What kind of monthly compensation can I actually count on?” It’s a fair question, especially when bills don’t wait and every dollar counts.

So, let’s break it down in plain language—no legal speak, just the real story.

How Much Do You Get Each Month?

As of 2025, if you’re at 90% disability and have a spouse and one child, the VA pays you $2,630.96 a month.

That’s your base compensation. It’s tax-free, and it’s adjusted every year to try and keep up with inflation.

What If You’ve Got More Kids or Other Circumstances?

The VA knows every family looks different, and your monthly amount can go up depending on your situation:

• More kids under 18? You’ll get about $95 extra per month for each child.

• Kids over 18 but still in school full-time? That’s another $308 a month per child, as long as they’re in an approved program.

• Spouse needs daily help or supervision? That’s called Aid and Attendance, and you’d get an extra $176 a month.

So, your compensation isn’t set in stone—it can adjust based on what’s going on at home.

Why 90% Isn’t Quite 100%

Here’s the part that trips a lot of people up: even though 90% sounds close to 100%, the difference in pay is big. You don’t get “rounded up,” and the jump from 90 to 100 percent is over $1,000 a month. Seriously.

That’s why many vets at 90% look into something called TDIU—Total Disability based on Individual Unemployability. If your service-connected conditions make it hard or impossible to work, you might qualify for the 100% rate even without the actual rating.

Where Can You Check Your Specific Rate?

Head to the VA’s official rates page. It’s updated every year and breaks everything down by family size. Or, if you’re not into digging through tables, talk to a VSO (Veteran Service Officer)—they’ll help you figure out exactly what you’re eligible for, and they don’t charge a dime.

If you’re rated at 90% and supporting a family, your monthly check starts at $2,630.96—but that number can go up. And if it feels like you’re getting shortchanged or you’re struggling, there are ways to push for more.

You’ve earned these benefits. Don’t be afraid to ask questions, double-check your claim, or get support. There’s help out there—and you don’t have to figure it out alone.