Shiwangi Arya

Sharon Callahan, a retired professor from Seattle, thought her financial future was secure with her 401(k), a condo, and $4,000 in combined monthly Social Security payments. However, life had other plans. Her husband’s…

The U.S. government’s Child Tax Credit (CTC) remains a crucial financial support for families, offering up to $2,000 per child under 17 for the 2024 tax year. Of this amount, $1,800 is refundable, ensuring even low-income families with…

The IRS has announced an exciting update for those aged 60 to 63: a significant increase in catch-up contributions for employer-sponsored retirement plans like 401(k)s. Starting in 2025, individuals in this age range will be allowed…

The federal FAFSA form, crucial for students seeking college financial aid, reopened nationwide on Thursday. This comes a year after a troubled rollout by the Biden administration that delayed the application’s availability until…

As winter progresses and natural disasters loom in various parts of the country, the Internal Revenue Service (IRS) reminds taxpayers to protect critical documents and prepare for potential disruptions to their tax filings. While…

Claiming Social Security benefits is a crucial step for millions of Americans, but the process isn’t always seamless. While the Social Security Administration (SSA) handles most claims efficiently, delays can occur, causing distress…

As Donald Trump gears up for another term, his proposed policies signal substantial changes that could impact low-income Americans significantly. With Republican control of the White House and Congress, the focus is shifting to debt…

With the expiration of the 2017 Tax Cuts and Jobs Act (TCJA) looming at the end of 2025, tax policy is set to become a major focus under Trump’s presidency. The TCJA was a significant tax overhaul, and Trump has…

On November 21, social media erupted with speculation after ambulances were reportedly seen leaving President-elect Donald Trump’s Mar-a-Lago estate in Florida. Concerns about Trump’s health quickly spread, prompting widespread…

In a significant legal development, New York Judge Juan Merchan has indefinitely postponed the sentencing of President-elect Donald Trump in a criminal case, originally scheduled for November 26. The decision…

Entrepreneur Elon Musk has criticized the U.S. legal immigration system, calling it "ridiculously slow and difficult." His remarks came in response to Riley Gaines, a conservative activist and former NCAA swimmer, who highlighted…

As the new year approaches, the IRS has unveiled significant updates to pension and retirement account contribution limits and tax deductions. These changes aim to help Americans save more for retirement and adjust for the rising…

As President-elect Donald Trump prepares to return to the White House on January 20, speculation abounds about his economic policies. While Trump has ruled out another round of stimulus checks, his proposed…

The Child Tax Credit (CTC) provides vital financial relief to millions of U.S. taxpayers raising dependent children under 17. Designed to ease the financial burden on families, this non-refundable credit directly reduces tax bills.…

A recent Bankrate survey reveals deep concerns among Americans about the future of Social Security, with fears mounting as the program’s trust fund faces a projected depletion date in 2033. The survey, conducted in October, included…

Efforts to pass the Social Security Fairness Act, which aims to expand Social Security benefits, have gained momentum as the December 31 deadline looms. The House-passed bill, enjoying rare bipartisan support, must…

Choosing when to collect Social Security benefits is a crucial decision. While benefits can begin as early as age 62, waiting until 67 (full retirement age) or even 70 maximizes payouts. However, life circumstances…

Not everyone who receives Social Security benefits has a work history. While most workers need 40 credits (around 10 years of work) to qualify for retirement benefits, spouses who have never worked may still be…

Starting January 2025, Social Security beneficiaries will receive a 2.5% cost-of-living adjustment (COLA), the smallest increase since 2021. While this adjustment may seem minor compared to the 8.7% hike in 2023, it reflects slowing…

Planning for your Social Security benefits is crucial for financial stability. The Social Security Administration (SSA) provides millions of payments monthly, each unique to individual circumstances. With recent updates and upcoming…

Social media is buzzing with speculation about the possibility of another round of stimulus checks if Donald Trump returns to the presidency in 2025. However, experts say such an outcome is highly unlikely, given the current state…

The IRS has unveiled updates for the 2025 tax year, which will impact taxpayers when filing in 2026. These adjustments aim to account for inflation and provide more opportunities for savings and deductions. Here’s a breakdown of the…

Social Security remains a vital lifeline for millions of retirees in the United States. As we approach 2025, key changes to the program are generating widespread discussion among beneficiaries and policymakers. From adjustments in…

Rumors of new stimulus checks for Americans have resurfaced on social media, generating widespread speculation. However, there is no evidence to support claims that the government is planning to issue checks of up…

President-elect Donald Trump has announced Howard Lutnick, CEO of Cantor Fitzgerald and a key supporter during his campaign, as his pick for Commerce Secretary. Trump Taps Wall Street Veteran Howard Lutnick for Commerce Secretary…

President-elect Donald Trump has tapped billionaire entrepreneur Elon Musk to co-lead an ambitious advisory council, the Department of Government Efficiency (DOGE), alongside biotech mogul Vivek Ramaswamy. Their…

Canadian Prime Minister Justin Trudeau recently admitted to flaws in the country’s immigration system, citing exploitation by "fake colleges" and large corporations. In a YouTube video, Trudeau reflected on the…

Recipients of SNAP (Supplemental Nutrition Assistance Program) benefits in Pennsylvania have become the latest targets of scammers attempting to steal personal information. A New Scam Targets SNAP Recipients…

On November 29, Social Security’s Supplemental Security Income (SSI) program will issue its December payment, arriving early due to December 1 falling on a Sunday. Beneficiaries can receive up to $943, depending on…

For Social Security Disability Insurance (SSDI) recipients, November brings two remaining paydays. Depending on your birthdate and eligibility, you may receive your next payment on November 20 or November 27, with payments…