Shiwangi Arya

The Social Security Administration (SSA) implements an annual Cost of Living Adjustment (COLA) to ensure that benefits keep pace with inflation. This adjustment, based on the Consumer Price Index for Urban Wage…

Social Security is a lifeline for approximately 72 million Americans, with many retirees heavily reliant on these benefits. The Financial Reality for Retirees For about half of individuals aged 65 and…

If you’re planning to retire next year, it’s crucial to revisit your calculations. A law passed in 1983 gradually raised the age at which Americans can claim full Social Security benefits. This adjustment is based on…

As Christmas approaches, it’s essential to remember that financial obligations persist, even during the holiday season. While the holidays may cause minor scheduling adjustments, the Social Security Administration…

Navigating retirement planning can be daunting, but the Social Security Equity Act offers a glimmer of hope for millions of Americans. This proposed legislation aims to address long-standing disparities in the…

Navigating the complexities of tax season can be daunting, but with the IRS’s release of the 2025 tax schedule, taxpayers now have a roadmap to help them plan and avoid stress. From standard deduction increases to…

Retirement is a pivotal milestone that every employee must carefully plan for, as it directly impacts their financial stability in the years to come. Deciding when to retire involves considering various factors,…

The Child Tax Credit (CTC) is a federal benefit designed to ease the financial burden on families raising children. Traditionally capped at $2,000 per child, the credit helps reduce tax liability or increase refunds for eligible taxpayers.…

The Child Tax Credit (CTC) is a federal initiative designed to provide financial relief to families raising children in the United States. By offering direct payments, the program helps offset the costs of childcare, education, and…

December is a vital month for low-income individuals, seniors, and people with disabilities who rely on Social Security, SSI, and SSDI programs. These benefits are designed to help recipients meet essential needs…

Cash App and its parent company, Block Inc., have reached a $15 million settlement to resolve a class-action lawsuit stemming from data breaches that exposed sensitive customer information. The lawsuit covers…

If you’re tight on cash this holiday season, take a closer look at your crumpled $1 bills. Rare and misprinted currency can fetch astonishing amounts from collectors, potentially providing a financial lifeline for…

The $500/Month Federal Stimulus Checks program emerged in response to the financial challenges faced by households across the U.S., exacerbated by inflation and the COVID-19 pandemic. Understanding the $500…

The Supplemental Security Income (SSI) program, managed by the Social Security Administration (SSA), adjusts its payment schedule based on weekends and federal holidays. Key Dates to Remember for December…

Tommy, a fortunate grandson, inherited a collection of old banknotes from his grandmother. Among them was an ordinary-looking $5 bill issued in 1988. Upon closer inspection with his girlfriend, Charlotte Carroll,…

A viral video recently claimed that a $1,000 stimulus payment had been approved to alleviate financial burdens like increased credit card debt. The video, featuring a manipulated clip of CBS anchor Norah O’Donnell,…

Starting in 2025, Social Security recipients will see significant changes, including a 2.5% cost-of-living adjustment (COLA). This increase aims to maintain beneficiaries' purchasing power amidst inflation. For…

Supplemental Security Income (SSI) recipients can expect their next payment in just a few weeks. While December's payment was issued early on November 29, 2024, another payment will be disbursed on December 31,…

Despite strong overall revenues in 2024, Walmart has announced the closure of several U.S. branches due to financial challenges. Economic factors, including reduced consumer spending and increased competition, have…

If you have student loan debt, you might be curious about how recent Federal Reserve rate cuts will affect your loan interest rates and repayment terms. The outcome depends on whether your loan is federal or…

The $725 million settlement from Facebook’s parent company, Meta Platforms, Inc., marks a significant chapter in the ongoing debate over digital privacy. The settlement stems from a lawsuit alleging Facebook…

Verizon is resolving a $100 million class-action lawsuit addressing undisclosed administrative fees that customers incurred between 2016 and 2023. If you're a current or former Verizon customer with a postpaid…

The SSI/SSDI Expansion Act of 2024 introduces groundbreaking reforms to Social Security Disability programs, aiming to enhance the financial security of millions of Americans. From boosting monthly benefits to…

Supplemental Nutrition Assistance Program (SNAP), commonly referred to as Food Stamps, is a federal initiative that provides essential financial aid to individuals and families struggling to afford food. As living…

Millions of retirees in the United States rely on Social Security benefits as a critical source of income. However, a projected 21% reduction in benefits has raised concerns about the financial well-being of those who depend on this safety…

As December approaches, California residents participating in CalFresh, also known as SNAP (Supplemental Nutrition Assistance Program), are preparing for potential increases in their food assistance benefits. Some…

During his presidency, Donald Trump approved two rounds of stimulus checks to help Americans navigate the financial hardships caused by the COVID-19 pandemic. Trump’s Past Stimulus Measures The checks were…

The Internal Revenue Service (IRS) continues to evolve its tax programs and processes to better serve taxpayers. The 2025 tax filing season, which runs from January to April, will bring significant changes,…

Counterfeiting currency has evolved into a battle of wits between governments and criminals. While governments strive to secure their currency, counterfeiters exploit technological advances to deceive unsuspecting…

As 2024 comes to a close, several key updates in Social Security are set to take effect in 2025. These adjustments, many tied to inflation, will impact retirees, those preparing to collect benefits, and even…