IRS Reveals Insider Secrets to Speed Up Your Tax Refund in 2025—Learn How 9,679,000 Americans Are Cashing In Faster

If you anticipate a substantial tax refund in 2025, waiting can be difficult—especially if you need the money quickly. Fortunately, the IRS provides techniques to expedite the process, which begins with selecting the fastest filing methods. Let’s look at the best tactics for collecting your return as soon as possible and some valuable hints if you haven’t already used direct deposit. The IRS has made it clear: electronic filing combined with direct deposit is the quickest way to receive your money. You’ll need to have your bank’s routing and account numbers handy, which you can readily get online or at a local location.In 2024, the IRS processed roughly 161,489,000 tax returns. Out of those, 103,185,000 taxpayers received refunds, but only 93,506,000 chose direct deposit.

Direct deposit:

Direct deposit sends your return directly to your bank account, eliminating the delays associated with mailing and depositing a paper check. In fact, reimbursements via direct deposit might reach your account within days of processing. Compare that to a paper check, which can take weeks just to ship, let alone deposit and clear. If you haven’t set up direct deposit yet, don’t panic; it’s straightforward. When you file, you will only need to supply your bank’s routing number and personal account number.

Don’t have a bank account?

No bank account? Not an issue. The IRS has various ways to help you get your return faster:

• Open a Bank Account: The IRS recommends that you open an account with an FDIC-insured bank. You can visit your local bank or use the National Credit Union Locator tool to find a credit union near you.
• Veterans Benefits Banking Program (VBBP): As a veteran, you can take advantage of the VBBP, which provides free banking services at partner banks.
• Prepaid Debit Cards: You can also choose to get your refund via a prepaid debit card that accepts direct deposits. Make sure the card has a routing and account number to ensure smooth processing.
• Mobile Banking Apps: Some mobile apps allow you to receive direct deposits, making them ideal for people who prefer internet banking.

IRS Tips:

Here are some brief advice from the IRS to ensure you obtain your return as soon as possible:

• File Early: The earlier you file, the faster your refund will be processed.
• Check for Accuracy: Mistakes in your return might cause delays in processing, so double-check your data.
• Track your refund: Use the IRS “Where’s My Refund?” feature to check your payment status online.
• Avoid Paper Returns: Paper returns can cause considerable delays in your refund due to processing time.